Welcome To SME Cloud Accounting – UK Online Accountants

What We Do

We are an online based accountancy firm that has all of the hallmarks expected of the profession, yet delivered in an efficient, stress free online service. Stephen Edwards is the founder of SME and found that contractors, freelancers and small businesses in general wanted a personal and friendly service and that is why all our clients have their own dedicated online accountant. Unlike the larger online businesses we are small enough to care and big enough to deliver. We trust our website will explain how we can offer a seamless and value for money service using the latest online software, however if you have any questions at all feel free to email us via hello@smecloudaccounting.co.uk or call 0800 246 1803.

Our Accounting ServicesPrices

online accounts software


We use Xero and other online accounting software to truly transform how our service is delivered and will set this up right from the start.

VAT Accounting Software


We can register you for VAT and advise you on the ideal scheme for your specific requirements, helping you potentially save £1,000s per year.

Tax Accountant


 We take care of all of your year-end accounting and tax requirements and ensure timely and accurate submissions.

Tax Accountants


We can register you for a self-assessment tax return and can complete and file for you accurately and on time.



We make sure that your payroll is fully compliant with HMRC’s Real Time Information reporting requirements and ensure no deadlines are ever missed.

Tax Advice


As Chartered Certified Accountants tax is natural to us and saving you money is always our main goal. We will tell you what and when to pay, always explaining the numbers.

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Who Do We Work With

We are specialist Chartered Certified Accountants for contractors, freelancers, small businesses and property landlords. We believe in making accounting stress-free, so that you can spend time on growing and succeeding.

Contractor Accountants


We work with new and existing contractors who need an accounting service which completely takes care of all of your accounting and tax requirements and provides you with real-time information on tax liabilities, salaries and dividends. Our complete package includes setting up a tax efficient limited company, advice on IR35, registration on VAT Flat Rate Scheme, explaining all of your tax deductible expenses and dealing with all of your HMRC and Companies House obligations long before the deadlines.

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Accountants For Freelancers


Whether you are thinking about working for yourself or already have taken the leap into becoming a sole trader, we are here to make accounting simple and make sure you comply with all the rules. This will leave you with time to focus on your clients and on enjoying life. We also advise on taking tax efficient salaries and dividends and by using our online accounting software, you will have real time information on turnover, expenses, tax, customers that owe you money and much more.

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Small Business Accountants

Small Businesses

SME Cloud Accounting are here to assist your tech-savvy limited company business from start-up stage to becoming more established. We especially love working with e-commerce retailers and can work with specialists to advise you on integrating technologies and unleashed with your Xero accounting software. We handle all of your accounting and tax requirements, and can even provide further strategic planning as you grow.

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Property Accountants

Property Landlords

We have a special package for property landlords that gives expert tax advice, Xero online accounting software to record all your expenses, annual rental accounts, personal tax return and a yearly property tax saving review. We’re confident with our time saving solution, you will have more time to grow your portfolio and not worry about falling behind with your taxes.

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Running Your Books

the 3 steps to running your books


Step 1

Contact us online from our website by either email, the signing up form or by calling us to get the ball rolling so we can take all of your details required to get you set up as a client and perform an initial assessment of your needs. We will put you onto the relevant package, send an online engagement letter and also get you set up for direct debit payments.


Step 2

We get you set up online with the relevant software, take care of your HMRC registrations if required (such as VAT, corporation tax, PAYE, self-assessment etc), advise on how to get your online bank connected to the bookkeeping system and take care any other matters relevant to your accounting and tax needs at this stage.


Step 3

Now sit back and let us run your books while you run your business! All of our work is taking place behind the scenes so that you don’t have to worry. We will contact you to request any required information in a timely manner so that no deadlines are ever missed. In the meantime, if you need us, feel free to drop us an email or a line at any time.

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What Our Clients Say

Thanks to some recent advice from SME I have saved around £2,000 a year from changing my company structure. They have certainly earned their fees this year!- Chris Woolley – Watts the Fault TLD
SME has made such a difference to our cash flow with the tax savings they have implemented. I am happy with my decision to switch accountants.- John Moore - Two Front Teeth Photography Ltd
As our business has grown, SME has made the increased compliance work seamless. - Richard Mellor - MD Electrical
I have used SME for years now. To be honest I have never had to worry about anything as they have always taken care of it for me, far in advance of any deadlines.- Ralph Proverbs (PT) www.personalttrainingchelt.co.uk
I can call SME about anything just to get a second opinion. They are always available at the other end of the line or an email.- Colin Loveridge, CLID Limited.

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